Rates

Auto Loans

Rates Effective:  September 1, 2017

NEW Auto Loans
Term Rate APR*
SPECIAL: 2 & 3 Years
(Rates good thru  9/30/17)
2.20% 2.20%
SPECIAL: 4 Year (Rate good thru 9/30/17) 2.25% 2.25%
SPECIAL: 5 Year (Rate good thru 9/30/17) 2.50% 2.50%
6 year1 (Rate good thru 9/30/17) 3.00% 3.00%
7 year(Rate good thru 9/30/17) 3.50% 3.50%
USED Auto Loans
Term Rate APR*
SPECIAL: 2 & 3 Years
(Rates good thru 9/30/17)
2.20% 2.20%
SPECIAL: 4 Year (Rate good thru 9/30/17) 2.25% 2.25%
SPECIAL: 5 Year (Rate good thru 9/30/17) 2.50% 2.50%
SPECIAL: 6 year (Rate good thru 9/30/17) 3.50% 3.50%

* APR = Annual Percentage Rate

16 and 7 year New Car loan rates: Minimum $20,000, 100% Kelley Blue Book retail price, No down payment – 100% Financing

Loans

Rates Effective: September 1, 2017

UNSECURED Loans
Loan Type Maximum Term Rate APR*
Signature Loan 2 year 8.25% 8.25%
Signature Loan 3 year 9.00% 9.00%
Signature Loan 4 year 10.50% 10.50%
Signature Loan 5 year 11.50% 11.50%
Summer Loan** 1 year 3.25% 3.25%
Tuition Loan1 1 year 3.25% 3.25%
Tuition Loan1 2 year 3.75% 3.75%
Tuition Loan1 3 year 4.25% 4.25%
Bill Consolidation Loan2 1 year 3.00% 3.00%
Bill Consolidation Loan2 2 year 4.25% 4.25%
Bill Consolidation Loan2 3 year 5.00% 5.00%
Bill Consolidation Loan2 4 year 5.50% 5.50%
Line of Credit OD3 n/a 12.00% 12.00%
Home Equity Line of Credit*** 1 to 3 year fixed 1.00% to 3.00% 1.00% to 3.00%

* APR = Annual Percentage Rate

** Minimum $2,500, Maximum $20,000 Rates good thru 9/30/17

*** HELOC promotional rates listed. Rate will change to a variable rate after the promotional period, based on the Wall Street Journal prime rate + 1% margin.

1Tuition Loan: Maximum $50,000, Rate good thru 9/30/17, 2Bill Consolidation Loan: Maximum $50,000, Rate good thru 9/30/17, 3Line of Credit OD: Maximum $10,000

SECURED Loans
Loan Type Maximum Term Rate APR*
Share Secured 2 – 5 year 2.50% 2.50%

* APR = Annual Percentage Rate

VISA Credit Cards
Card Type Maximum Credit Limit Rate APR*
Platinum1 $5,000 – $10,000 8.50% 8.50%
Classic1 $10,000 9.50% 9.50%

* APR = Annual Percentage Rate

1No Annual Fee

Shares

Rates Effective: September 1, 2017

Savings & Checking
Account Type Dividend Rate APY*
Share 0.15% 0.15%
Christmas 0.15% 0.15%
Share Draft 0.05% 0.05%
Custodial 0.20% 0.20%

* APY = Annual Percentage Yield

Fees may reduce earnings.

Certificates

Rates Effective: September 1, 2017

Share Certificates
Term Minimum Deposit Dividend Rate APY*
SPECIAL: 11 MONTH $1,000.00 0.25% 0.25%
1 year $1,000.00 0.30% 0.30%
2 year $1,000.00 0.40% 0.40%

* APY = Annual Percentage Yield.

Dividends on certificates are posted quarterly to your regular share account. Fees may reduce earnings. (Rates subject to change without notice)

IRAs

Rates Effective: September 1, 2017

IRAs: Traditional, Roth & Education
Term Dividend Rate APY*
Roth IRA 0.65% 0.65%

* APY = Annual Percentage Yield

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There's still time to apply for our Summer Loan at a low 3.25% APR. Call us for more information.