Field of Membership

Membership is open to all active and retired employees of HECO, MECO, HEI and HECOEFCU, members of their immediate families or households; and organizations of such persons. Call us for more information at 451-3693.

Field Of Membership
Active and Retired Employees and their immediate family and household members of:

  • Hawaiian Electric Company  (HECO)
  • Hawaiian Electric Industries  (HEI)
  • Maui Electric Company Limited  (MECO)
  • Hawaiian Electric Employees Federal Credit Union Staff


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.

Effective April 15, 2021: NEW Cash advance services available at HECOEFCU. Advance funds from any Visa credit or debit card, including government issued EIP/Stimulus pre-paid Visa cards. A fee of $3.50 will be assessed for NON-HECOEFCU VISA cards. Cardholder must be present with card and photo ID. All advances are subject to cash advance fees and associated interest rates per your Card Issuer Visa Agreement. Learn more