Share & Share Draft

Shares:  A safe and convenient way to save.

Minimum $5.00 to open with 6 months to bring balance to $100 (must maintain a minimum balance of $100 to remain open)

Custodial Account:   A worthwhile opportunity to save for your children

Minimum $5.00 to open with 6 months to bring balance to $100 (must maintain a minimum balance of $100 to remain open)
Available to members’ children and grandchildren from birth to age 21 years old
Christmas Club: An attractive Christmas savings plan with dividends

Minimum $5.00 to open
Payroll deduction
Funds are mailed to you or directly deposited to your share or share draft account on or after October 1st.

Share Draft :   A checking account with great value

$100.00 to open
No minimum balance required
No service charge
HECOEFCU will pay $14 towards your first order of checks
Debit card offered with every checking account
$500.00 overdraft protection offered with every checking account
(Higher limits available upon request.  Member must apply for overdraft protection)

REMINDER: Christmas Club Accounts will have their funds auto transfer to their Share Savings account on 10/01/20. Please contact the Credit Union to request a check or transfer, or cash withdrawal by visiting us in-branch. **Our office will be closed on Monday, October 12th in observance of Discoverers' Day.