HELOC

*1-3 Year Fixed PROMOTIONAL RATES* Home Equity Line of Credit (HELOC)

APPLY TODAY!  As low as 1.00% APR FOR THE 1ST YEAR

 

The HELOC offers you added convenience and benefits by using a Platinum Visa credit card to draw on your line of credit.

 

  • Promotional rate of 1.00% APR for 1 year, 2.00% APR for 2 years or 3.00% APR for 3 years
  • Rate will change to a variable rate after the promotional period, based on the Wall Street Journal prime rate + 1% margin
  • 10-year draw period, then variable monthly amortized payments over 15 years
  • No annual fees or closing costs unless closed within 2 years of open date
  • Approval time as fast as 2 weeks upon receiving all documentation
  • Interest paid may be tax deductible (Please consult your financial advisor.)

 

For more information and an application, please call Jae-Kila Oshiro, Loan Officer at 808-543-4428 or 808-543-7581.  Click here to access our on-line application!

 

*Rates are determined using the Wall Street Journal prime rate + 1% margin

No appraisal cost. Property value is based on tax assessed value.

×

ALERT: EFFECTIVE 11/15/17, NEW EMV CHIP DEBIT CARDS ARE NOW LIVE. Please contact the Credit Union Office if you experience any issues. ********************* NEW LOAN PRODUCT: Payday Alternative Loans (PALs)... A quick, convenient way to obtain a small amount, short term loan. CLICK HERE FOR MORE INFO