HELOC

*1-3 Year Fixed PROMOTIONAL RATES* Home Equity Line of Credit (HELOC)

APPLY TODAY!  As low as 1.00% APR FOR THE 1ST YEAR

 

The HELOC offers you added convenience and benefits by using a Platinum Visa credit card to draw on your line of credit.

 

  • Promotional rate of 1.00% APR for 1 year, 2.00% APR for 2 years or 3.00% APR for 3 years
  • Rate will change to a variable rate after the promotional period, based on the Wall Street Journal prime rate + 1% margin
  • 10-year draw period, then variable monthly amortized payments over 15 years
  • No annual fees or closing costs unless closed within 2 years of open date
  • Approval time as fast as 2 weeks upon receiving all documentation

For more information and an application, please call Jae-Kila Oshiro, Loan Officer at 808-543-4428 or 808-543-7581. 

Access our on-line application!

 

*Rates are determined using the Wall Street Journal prime rate + 1% margin

No appraisal cost. Property value is based on tax assessed value.

Members may receive calls from our Fraud Department regarding possible fraudulent activity occurring with your debit card. The Fraud Department is hosted by a third party company. Please know that this is taken as a precautionary step to protect your security and account here at HECOEFCU. It does not mean any fraudulent activity has necessarily taken place. Please feel free to contact us at 543-7581 if you have any questions or concerns. Mahalo!