Signature (personal loan) – 1-5 years
New Auto – 2-7 years
Used Auto – 2-5 years
Share Secured – 2, 3, & 5 years
Tuition – 1-3 years
Bill Consolidation: 1-4 years  – learn more about consolidating your debt!
Holiday Loan – 1 Year Special
Line of Credit/Overdraft Protection for Share Draft


First Mortgage Loans

Are you in need of financing your dream home or considering refinancing an existing home?  Hawaiian Electric Employees FCU offers a complete range of mortgages to fit your needs.  For more information and current rates, please call us at 808-543-4428.  We will pre-qualify you for the most home your budget can afford.

Home Equity Line of Credit (HELOC)

Need help with large expenses, home improvement, bill consolidation, or taxes?  Use the equity in your home to send your kids to college, finance a dream vacation, start a business, purchase a new vehicle, or do home renovations.  The interest paid may be tax deductible. (Consult your tax advisor)

$200,000 or up to 80% loan-to-value ratio, whichever is less
$20,000 minimum line of credit

***IMPORTANT NOTICES: Christmas Club account funds were transferred to your savings account on 10/1/19. CREDIT UNION WILL BE CLOSED ON FRIDAY, 11/1/19 (due to system conversion). DEBIT CARDS: LIMITED FUNDS on all ATM and Debit transactions from 11/1/19-11/4/19. ONLINE BANKING: The current online banking (including our mobile app - TouchBanking) will not be available as of 11/1/19. ALL MEMBERS MUST RE-ENROLL to access online banking. Visit our website on 11/4/19 at which time a new link will be available at the top right of our home page. Simply click the link to re-enroll any time following 11/4/19 when we are LIVE with our new core data system. For mobile banking, download the new HECOEFCU TouchBanking App and enter in code: GOMOBILEHEE ~ Contact the Credit Union at 543-7581 with any questions. Mahalo for your cooperation and patience throughout the system conversion process!