Signature (personal loan) – 1-5 years
New Auto – 2-7 years
Used Auto – 2-5 years
Share Secured – 2, 3, & 5 years
Tuition – 1-3 years
Bill Consolidation: 1-4 years  – learn more about consolidating your debt!
Summer Loan – 1 Year Special
Line of Credit/Overdraft Protection for Share Draft


First Mortgage Loans

Are you in need of financing your dream home or considering refinancing an existing home?  Hawaiian Electric Employees FCU offers a complete range of mortgages to fit your needs.  For more information and current rates, please call us at 808-543-4428.  We will pre-qualify you for the most home your budget can afford.

Home Equity Line of Credit (HELOC)

Need help with large expenses, home improvement, bill consolidation, or taxes?  Use the equity in your home to send your kids to college, finance a dream vacation, start a business, purchase a new vehicle, or do home renovations.  The interest paid may be tax deductible. (Consult your tax advisor)

$200,000 or up to 80% loan-to-value ratio, whichever is less
$20,000 minimum line of credit

Members may receive calls from our Fraud Department regarding possible fraudulent activity occurring with your debit card. The Fraud Department is hosted by a third party company. Please know that this is taken as a precautionary step to protect your security and account here at HECOEFCU. It does not mean any fraudulent activity has necessarily taken place. Please feel free to contact us at 543-7581 if you have any questions or concerns. Mahalo!