VISA Credit Cards

Apply for a VISA Classic or VISA Platinum Credit Card!

VISA Classic – 9.50% APR

VISA Platinum – 8.50% APR

~No Annual Fees
~No Balance Transfer Fees
~No Cash Advance Fees
~No Foreign Transaction Fees

Apply for VISA today!


 Current VISA Credit Card Holders – Access your Hawaiian Electric Employees FCU VISA Online

*To report a lost or stolen VISA Credit Card, please call the 24 hour Customer Service line:  1-800-247-4222


Penalty fees for the VISA Classic/VISA Platinum Credit Card include:
Late payment fee – up to $20.00
Returned payment fee – up to $25.00
Rush fee – $20.00
Emergency Card Replacement fee – $150.00


Verified by VISA

Effective April 15, 2021: NEW Cash advance services available at HECOEFCU. Advance funds from any Visa credit or debit card, including government issued EIP/Stimulus pre-paid Visa cards. A fee of $3.50 will be assessed for NON-HECOEFCU VISA cards. Cardholder must be present with card and photo ID. All advances are subject to cash advance fees and associated interest rates per your Card Issuer Visa Agreement. Learn more