Fee Schedule

Fee Schedule
Effective April 1, 2021
Fee Description Fee Amount
Stop Payment Fees
Stop Payment $10.00
ACH Stop Payment $10.00
Stop Payment – Teller Check $25.00
Insufficient Funds (NSF) Fees
Insufficient Funds (NSF) $25.00
ACH Withdrawal (NSF) $15.00
Deposit Return Item $10.00
Duplicate Copy Fees
Duplicate Copy of check $2.50
Duplicate Statement $2.50
Miscellaneous Account Fees
Overdraft from shares $2.00
Account early closure $25.00 within first 90 days or 180 days
Teller check fee (daily) First one free, $3.00 per check thereafter
Account Special Handling Fees
Returned mail (sent to incorrect address) per month $5.00
Inactive (Dormant) fee per month $5.00 after three years
Special handling for abandoned account fee $35.00
Legal Processing fee (e.g. garnishment, levy) $35.00
Account Research $15.00/hour or fraction thereafter
Outgoing Wires $35.00
ATM Fees
Debit Card replacement $10.00
Rush Card order $35.00
ATM Transaction fee (in excess of 5 per month and includes balance inquiries and transfers) $0.50 per transaction
PIN replacement $1.00
Loan Fees
Late Payment 3% of payment amount or $20, whichever is greater
Return check payment $10.00
Visa Credit Card Fees
Visa Cash Advance fee (applies to non-HECOEFCU Visa cards only) $3.50
Late Payment $20.00
Card Reissue $10.00
Return check payment $25.00
Rush fee $20.00
Emergency Replacement Card $150.00
The fees listed are accurate as of the date indicated and are subject to change. If you have any questions, please call the Credit Union.

We will be closed Friday, August 19, 2022, in observance of Admission Day.