Fee Schedule

Fee Schedule
Effective June 1, 2015
Fee Description Fee Amount
Stop Payment Fees 
Stop Payment $10.00
ACH Stop Payment $10.00
Stop Payment – Teller Check $25.00
Insufficient Funds (NSF) Fees 
Insufficient Funds (NSF) $25.00
ACH Withdrawal (NSF) $15.00
Deposit Return Item $10.00
Duplicate Copy Fees 
Duplicate Copy of check $2.50
Duplicate Statement $2.50
Miscellaneous Account Fees 
Overdraft from shares $2.00
Account early closure $25.00 within first 90 days or 180 days
Teller check fee (daily) First one free, $3.00 per check thereafter
Account Special Handling Fees 
Returned mail (sent to incorrect address) per month $5.00
Inactive (Dormant) fee per month $5.00 after three years
Special handling for abandoned account fee $35.00
Legal Processing fee (e.g. garnishment, levy) $35.00
Account Research $15.00/hour or fraction thereafter
Outgoing Wires $35.00
ATM Fees 
Debit Card replacement $10.00
PIN replacement $1.00
Loan Fees 
Late Payment 3% of payment amount
Return check payment $10.00
Visa Credit Card Fees 
Late Payment $20.00
Card Reissue $10.00
Return check payment $25.00
Rush fee $20.00
Emergency Replacement Card $150.00
The fees listed are accurate as of the date indicated and are subject to change. If you have any questions, please call the Credit Union. 

 

Members may receive calls from our Fraud Department regarding possible fraudulent activity occurring with your debit card. The Fraud Department is hosted by a third party company. Please know that this is taken as a precautionary step to protect your security and account here at HECOEFCU. It does not mean any fraudulent activity has necessarily taken place. Please feel free to contact us at 543-7581 if you have any questions or concerns. Mahalo!