Fee Schedule

Fee Schedule
Effective April 1, 2021
Fee Description Fee Amount
Stop Payment Fees
Stop Payment $10.00
ACH Stop Payment $10.00
Stop Payment – Teller Check $25.00
Insufficient Funds (NSF) Fees
Insufficient Funds (NSF) $25.00
ACH Withdrawal (NSF) $15.00
Deposit Return Item $10.00
Duplicate Copy Fees
Duplicate Copy of check $2.50
Duplicate Statement $2.50
Miscellaneous Account Fees
Overdraft from shares $2.00
Account early closure $25.00 within first 90 days or 180 days
Teller check fee (daily) First one free, $3.00 per check thereafter
Account Special Handling Fees
Returned mail (sent to incorrect address) per month $5.00
Inactive (Dormant) fee per month $5.00 after three years
Special handling for abandoned account fee $35.00
Legal Processing fee (e.g. garnishment, levy) $35.00
Account Research $15.00/hour or fraction thereafter
Outgoing Wires $35.00
ATM Fees
Debit Card replacement $10.00
Rush Card order $35.00
ATM Transaction fee (in excess of 5 per month and includes balance inquiries and transfers) $0.50 per transaction
PIN replacement $1.00
Loan Fees
Late Payment 3% of payment amount or $20, whichever is greater
Return check payment $10.00
Visa Credit Card Fees
Visa Cash Advance fee (applies to non-HECOEFCU Visa cards only) $3.50
Late Payment $20.00
Card Reissue $10.00
Return check payment $25.00
Rush fee $20.00
Emergency Replacement Card $150.00
The fees listed are accurate as of the date indicated and are subject to change. If you have any questions, please call the Credit Union.