Share & Share Draft

Shares

A Safe and Convenient Way to Save.

Minimum $5.00 to open with 6 months to bring balance to $100.00 (must maintain a minimum balance of $100.00 to remain open)

Custodial Account

A worthwhile opportunity to save for your children.

  • Minimum $5.00 to open with 6 months to bring balance to $100.00 (must maintain a minimum balance of $100.00 to remain open)

  • Available to members’ children and grandchildren from birth to age 21 years old

Christmas Club

  • An attractive Christmas savings plan with dividends

  • Minimum $5.00 to open

  • Payroll deduction

  • Funds will be transferred to your share account on or after October 1

Share Draft

A checking account with great value.

  • No minimum balance required

  • No service charge

  • HECOEFCU will subsidize $14.00 towards your first order of checks

  • Debit card available with every checking account

  • Overdraft protection is available upon qualifying

    • Minimum limit: $500.00

    • Maximum limit: $5,000.00