About Us

Aloha and welcome to the Hawaiian Electric Employees Federal Credit Union – a not for profit, financial cooperative.  It was in the spirit of “people helping people” that the Credit Union was founded in 1937, by 15 employees of Hawaiian Electric Company who pooled together $70 of their money.  Today, that same spirit of “people helping people” has grown to serve over 1800 members company wide.


Hawaiian Electric Employees Federal Credit Union pledges to continue its spirit of enthusiasm and commitment by offering the best possible products and services to its members and to maintain customer satisfaction and convenience.


Malama Kekahi I Kekahi Me He ‘Ohana
We Care For Each Other Like Family
Once a Member, Always a Member”


Our Field of Membership has recently expanded!  Now anyone that is a household member of an active or retired employee of HECO, HEI, MECO or HECOEFCU Staff is eligible to BECOME A MEMBER!  Visit the Credit Union office today to open your new member account.  Call us for  more information – 543-7581. 

Field Of Membership
Active and Retired Employees and their immediate family and household members of:

  • Hawaiian Electric Company  (HECO)
  • Hawaiian Electric Industries  (HEI)
  • Maui Electric Company Limited  (MECO)
  • Hawaiian Electric Employees Federal Credit Union Staff


Members may receive calls from our Fraud Department regarding possible fraudulent activity occurring with your debit card. The Fraud Department is hosted by a third party company. Please know that this is taken as a precautionary step to protect your security and account here at HECOEFCU. It does not mean any fraudulent activity has necessarily taken place. Please feel free to contact us at 543-7581 if you have any questions or concerns. Mahalo!